Private Medical Insurance or Private Health Insurance as it is also known, covers the cost of private medical treatment for ‘acute’ medical conditions, diseases, injuries or illnesses.
How Does It Work?
We all know that illness and injury do happen from time to time, so if the worst was to happen, would you be happy to wait for NHS treatment? With PMI (or PHI.) you can get looked at and treated quicker. You pay a monthly premium to the insurer and it pays for your essential hospital care, treatments and surgery.
What Plan to Choose?
There are lots of different plans to choose from, basic policies cover essential treatments but you can add covers including, Out-Patient care, Dental Care, Worldwide Cover, Psychiatric Care, Specialist Therapies and complementary medicines such as acupuncture or chiropody.